pjk0 Terms & Conditions

Acceptance of Terms

These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("the Player", "you", "your") and pjk0 ("the Platform", "we", "us", "our") governing your access to and use of the pjk0 website located at https://pjk0.io and all associated services, games, features, and content offered therein.

By accessing the pjk0 platform, creating an account, making a deposit, placing a bet, or participating in any game or promotion, you confirm that:

• You have read, understood, and agree to be fully bound by these Terms;
• You meet all eligibility requirements set out in Section 2;
• You are using the platform voluntarily and for personal entertainment purposes only;
• You understand that gambling carries financial risk and that pjk0 is not responsible for any losses incurred through normal gameplay.

These Terms should be read in conjunction with pjk0's Privacy Policy and Responsible Gaming Policy, both of which are incorporated herein by reference.

Eligibility

Access to and use of pjk0 is strictly limited to individuals who satisfy all of the following criteria at the time of registration and at all times during which their account remains active:

• Age: You must be at least 21 years of age. pjk0 enforces a strict 21+ policy and conducts identity and age verification (KYC) as part of its account management process. Players who cannot verify their age will be denied withdrawal access, and accounts confirmed to belong to individuals under 21 will be permanently closed.
• Jurisdiction: You must be accessing pjk0 from a jurisdiction where online betting and casino gaming is not expressly prohibited under applicable local law. You are solely responsible for determining whether your use of pjk0 is lawful in your location.
• Legal Capacity: You must have the full legal capacity to enter into a binding agreement under the laws applicable to you.
• Not a Restricted Person: You must not be an employee, officer, director, consultant, agent, or close family member of any employee or officer of pjk0, its subsidiaries, affiliated companies, or its game technology partners.
• Self-Exclusion: You must not be currently subject to a self-exclusion agreement or cooling-off period on pjk0 or any other gaming platform where such exclusion applies to pjk0 services.

pjk0 reserves the right to request documentary proof of eligibility at any time. Failure to provide adequate proof within a reasonable timeframe will result in suspension of the account and withholding of pending withdrawals pending investigation.

Account Registration

To access betting markets, casino games, and financial services on pjk0, you must register a personal account. The following conditions apply to all account registrations:

• One Account Per Person: Each individual may register and maintain only one active pjk0 account. Creating duplicate, multiple, or shared accounts is strictly prohibited. If duplicate accounts are identified, pjk0 reserves the right to close all such accounts and forfeit any balances or pending bonuses associated with them.
• Accurate Information: You must provide accurate, complete, and up-to-date personal information during registration, including your full legal name, date of birth, residential address, and a valid contact email address or mobile number. Providing false or misleading information constitutes a material breach of these Terms.
• KYC Verification: pjk0 may request identity documents — including a national identity card (NID), passport, or other government-issued photo identification — to verify your identity and age before approving withdrawals or on reasonable suspicion of policy violations.
• Account Currency: All pjk0 accounts are denominated in Bangladeshi Taka (BDT). No currency conversion is applied to deposits or withdrawals processed through supported local payment methods.
• Non-Transferability: Your pjk0 account, including any balance and bonuses therein, is personal to you and may not be transferred, sold, gifted, or otherwise assigned to any other person.

Account Security

You are solely responsible for maintaining the confidentiality and security of your pjk0 login credentials, including your username, password, and any two-factor authentication codes. You must not share your credentials with any third party under any circumstances.

pjk0 employs SSL/TLS encryption on all connections, one-way password hashing, suspicious login detection, and optional SMS-based OTP verification to protect your account. However, the security of your account also depends on your own conduct. You agree to:

• Choose a strong, unique password and change it immediately if you suspect it has been compromised;
• Log out of your account when using shared or public devices;
• Notify pjk0 support immediately at [email protected] if you become aware of any unauthorised access to your account;
• Never allow another person to access or use your account on your behalf.

pjk0 will not be liable for any loss or damage arising from your failure to comply with these security obligations. Any bets placed or transactions conducted through your account before you notify pjk0 of a security breach remain your responsibility.

Deposits & Withdrawals

pjk0 processes all financial transactions in Bangladeshi Taka (BDT). The following terms apply to all deposits and withdrawals:

• Supported Methods: Deposits and withdrawals are processed via bKash, Nagad, Rocket, Upay, Visa, Mastercard, and selected Bangladeshi bank accounts including BRAC Bank, City Bank, Dutch-Bangla Bank, and Islami Bank. Supported methods may change from time to time; current options are displayed in the cashier section of your account.
• Minimum Deposit: The minimum deposit via mobile wallet methods (bKash, Nagad) is ৳200. Minimum deposit amounts for other methods are displayed in the cashier at the time of transaction.
• Withdrawal Processing: Most withdrawals to mobile wallet accounts (bKash, Nagad, Rocket, Upay) are processed within 10 to 30 minutes of approval. Bank transfers may take 1 to 3 business days depending on the receiving institution.
• KYC Requirement: Your first withdrawal will only be processed after your account has passed pjk0's KYC identity verification process. Subsequent withdrawals may also be subject to verification checks at pjk0's discretion.
• Matching Payment Methods: Withdrawals must be made to the same payment method and account used for the most recent deposit, unless you have contacted support and received written approval to use an alternative method.
• No Third-Party Payments: pjk0 does not accept deposits from or process withdrawals to payment accounts belonging to third parties. Deposits received from third-party accounts will be returned and the associated pjk0 account may be suspended.

Bonuses & Promotions

pjk0 offers a range of bonuses and promotional offers to both new and existing players. All bonuses are subject to the following general conditions, as well as any specific terms published alongside individual promotions:

• Wagering Requirements: Bonus funds are subject to wagering requirements before they may be converted to withdrawable cash. The specific rollover multiplier applicable to each bonus is stated in the promotion's individual terms. Unless otherwise stated, wagering requirements must be fulfilled within 30 calendar days of the bonus being credited.
• Eligible Games: Not all games on pjk0 contribute equally to bonus wagering requirements. The contribution percentage for each game category is detailed in the promotion terms. In general, slots contribute at a higher rate than live casino table games.
• Bonus Abuse: pjk0 maintains a zero-tolerance policy toward bonus abuse. This includes but is not limited to: creating multiple accounts to claim a bonus more than once, placing low-risk hedging bets designed solely to clear wagering requirements, colluding with other players, and exploiting technical errors or loopholes. Accounts found to have engaged in bonus abuse will be suspended and all associated bonus funds forfeited.
• Maximum Withdrawal from Bonus: Unless explicitly stated otherwise, the maximum amount that may be withdrawn from winnings generated from a bonus is ৳50,000 or 10x the original bonus value, whichever is lower.
• Promotional Changes: pjk0 reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice where there is evidence of exploitation or where continuation would otherwise be contrary to platform integrity.

Betting Rules

All sports betting activity on pjk0, including cricket, football, kabaddi, and all other covered markets, is subject to the following general betting rules:

• Bet Acceptance: A bet is not confirmed until pjk0 has issued a bet slip confirmation with a unique bet reference number. Verbal or otherwise unconfirmed bet requests do not constitute a valid bet.
• Odds: Odds displayed at the time a bet is placed are the odds that apply to that bet, unless the bet was placed during a period of manifest error or system malfunction.
• In-Play Betting: Live in-play bets are accepted subject to real-time market availability. pjk0 reserves the right to suspend in-play markets at any time without notice, including during periods of high activity or when the integrity of the market cannot be assured.
• Void Bets: pjk0 reserves the right to void any bet that is placed on the basis of odds that were set in error, where the event outcome was already known at the time the bet was placed, or where there is evidence of market manipulation or match-fixing.
• Maximum Winnings: The maximum payout per single bet settlement is ৳5,00,000 (five lakh Bangladeshi Taka) unless otherwise stated for specific markets. pjk0 reserves the right to limit bet stakes for any player at any time at our discretion.
• Event Cancellations: If a scheduled sporting event is cancelled, postponed, or abandoned before the minimum required time for settlement has been completed, all bets on that event will be voided and stakes returned to the player's account balance.

Casino & Games

All casino games available on pjk0 — including slots, live dealer tables, crash games, and other instant-win products — are provided by third-party game studios including Pragmatic Play, Evolution Gaming, NetEnt, Microgaming, Spribe, and Ezugi. The following terms apply to all casino gameplay:

• RNG Certification: All non-live casino games use certified random number generators (RNGs) that have been independently tested and audited for fairness. pjk0 does not manipulate game outcomes.
• Return to Player (RTP): Published RTP percentages for each game are set by the game studio and represent long-term statistical averages across a very large number of game rounds. Individual sessions may vary significantly from the published RTP.
• Game Malfunctions: In the event of a technical malfunction or disconnection during a game round, pjk0 will resolve the situation in accordance with the records held in our game server logs, which are the definitive record of all game activity. In cases where a round cannot be reconstructed, stakes for the affected round will be refunded to the player's account balance.
• Live Casino: Live dealer games are streamed in real time from professional studio environments. Chat and interaction features in live games are subject to the studio's own conduct policies; abusive or disruptive behaviour toward dealers or other players may result in removal from the table and suspension of live casino access.
• Game Availability: pjk0 does not guarantee the continuous availability of any specific game title. Games may be removed from the platform at any time due to provider contractual changes, technical issues, or regulatory considerations.

Prohibited Activities

The following activities are strictly prohibited on pjk0. Engaging in any of these activities constitutes a material breach of these Terms and may result in immediate account suspension, forfeiture of balances, and reporting to relevant authorities:

• Using the platform for any form of money laundering, terrorist financing, or other financial crime;
• Creating multiple accounts (multi-accounting) to exploit bonuses or circumvent account restrictions;
• Using automated software, bots, scripts, or artificial intelligence tools to place bets or interact with the platform in a manner not intended for human users;
• Colluding with other players to gain an unfair advantage in any game or betting market;
• Exploiting software bugs, system errors, or pricing errors to generate artificial winnings;
• Accessing the platform from a restricted jurisdiction using a VPN, proxy, or other IP-masking technology;
• Charging back or disputing legitimate transactions processed through pjk0's payment partners;
• Using abusive, threatening, or harassing language toward pjk0 staff, support agents, or other platform users;
• Sharing, selling, or otherwise transferring your account credentials or account balance to any third party.

pjk0 employs fraud detection systems and manual review processes to identify prohibited activity. Where evidence of prohibited conduct is found, pjk0 reserves the right to take all appropriate action, including legal proceedings where warranted.

Responsible Gaming

pjk0 is committed to providing a safe gaming environment. We offer the following responsible gaming tools to all registered players, accessible at any time through the account dashboard:

• Deposit Limits: Set daily, weekly, or monthly deposit caps to control your spending;
• Session Time-Outs: Automatically log out after a specified period of gaming activity;
• Reality Checks: Receive periodic on-screen notifications showing your session duration and net gaming activity;
• Cooling-Off Periods: Temporarily suspend your account for a period of 24 hours, 7 days, or 30 days;
• Self-Exclusion: Request a longer-term account closure for a minimum period of 6 months. During self-exclusion, your account cannot be reopened before the exclusion period expires.

If you are concerned that your gaming behaviour is becoming problematic, please contact pjk0 support at [email protected] to apply any of the above tools. You may also consult our dedicated Responsible Gaming page for further guidance. Remember: pjk0 is for entertainment only, and all gaming should remain within your personal financial means. The 21+ age requirement is non-negotiable.

Privacy & Data

pjk0 collects, stores, and processes personal data in accordance with its Privacy Policy, which is published separately at https://pjk0.io/privacy-policy and incorporated into these Terms by reference. By registering an account, you consent to the collection and processing of your personal data as described in that policy.

Key points regarding your data include:

• Your personal information is used solely for the purposes of account management, KYC verification, fraud prevention, and the delivery of pjk0 services;
• pjk0 does not sell your personal data to third parties;
• Data is stored securely using industry-standard encryption and access controls;
• You may request access to, correction of, or deletion of your personal data by contacting [email protected], subject to our legal obligations to retain certain records.

Intellectual Property

All content published on the pjk0 platform — including but not limited to text, graphics, logos, icons, images, audio clips, game interfaces, software, and the overall layout and design of the site — is the exclusive property of pjk0 or its content licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the pjk0 platform solely for your personal entertainment. You may not:

• Copy, reproduce, redistribute, or republish any pjk0 content without prior written consent;
• Reverse-engineer, decompile, or otherwise attempt to extract source code from any pjk0 software or game;
• Use pjk0 branding, logos, or trademarks in any manner that implies endorsement or affiliation without written permission.

Limitation of Liability

To the fullest extent permitted by applicable law, pjk0 and its officers, directors, employees, agents, and technology partners shall not be liable for:

• Any direct, indirect, incidental, special, consequential, or punitive loss arising from your use of, or inability to use, the pjk0 platform;
• Financial losses resulting from normal gameplay, including losses on bets or casino games;
• Service interruptions, technical faults, or downtime, whether or not foreseeable;
• Losses arising from your failure to comply with the security obligations described in Section 4;
• Actions taken by pjk0 in good faith to enforce these Terms, including account suspensions resulting from suspected policy violations.

Amendments to These Terms

pjk0 reserves the right to amend, update, or replace these Terms & Conditions at any time. When material changes are made, pjk0 will notify registered players via email or in-account notification at least 7 calendar days before the revised terms take effect.

Your continued use of the pjk0 platform after the effective date of any revised Terms constitutes your acceptance of those changes. If you do not accept the revised Terms, you must cease using the platform and may request account closure by contacting [email protected] before the effective date.

The current version of these Terms, including their effective date, is always available at https://pjk0.io/terms-conditions. We encourage you to review this page periodically to stay informed of any updates.

Governing Law

These Terms & Conditions and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws applicable to pjk0's operating jurisdiction. Any disputes that cannot be resolved through direct negotiation with pjk0 support shall be referred to binding arbitration conducted in English.

pjk0 operates as a safe and reliable online gaming platform. We do not make representations regarding the legality of online gaming in any specific jurisdiction. You are solely responsible for ensuring that your use of pjk0 complies with all laws applicable in your location.

Contact Us

If you have any questions, concerns, or complaints regarding these Terms & Conditions or any aspect of your pjk0 account, please contact our support team:

• Email: [email protected] (plain text — not a clickable link)
• Support Hours: 24 hours a day, 7 days a week, 365 days a year
• Response Time: We aim to respond to all written enquiries within 24 hours (Bangladesh Standard Time, UTC+6)

For responsible gaming concerns specifically, please also visit our Responsible Gaming page at https://pjk0.io/responsible-gaming where you will find detailed guidance and self-help tools available to all registered players.